Admissible Ages and Terms
The minimum and maximum ages at entry are 18 years and 64 years.

Benefits Payable on Death During Coverage
In case of accidental death of the person covered  during the covered period, the Sum Covered will be payable to the employer/ participant.

Minimum and Maximum Sum Covered
The minimum acceptable Sum Covered will be Rs. 100,000. The maximum Sum Covered is subject to the non medical and company underwriting limits.

Supplementary Benefits (Optional)

(a)	Accidental Disability Benefit
	Under Accidental Disability if any person covered sustains bodily injuries effected solely through external, violent and purely accidental means, and within ninety (90) days after such injuries are incurred, shall suffer losses, compensation will be paid to the Participant for the benefit of the person covered as per the following schedules:
	Permanent Total Disability   If a covered member sustains bodily injuries and suffers losses which are ‘permanent and total’ the following compensation will be paid to the Participant for the benefit of the covered member:

	Description of Injuries Compensation (Percentage of Sum Covered)  Loss of both hands or amputation at higher sides 100%  Loss of hand and a foot 100%  Double amputation through leg or thigh amputation through leg or  thigh on one side and loss of other foot 100%  Loss of sight to such an extent as to render the claimant unable to  perform any work for which eye-sight is essential 100%  Very severe facial disfigurement 100%  Absolute deafness 100%

Permanent Partial Disability
If a person covered sustains bodily injuries and suffers losses which are ‘permanent and partial’ compensation will be paid to the Participant for the benefit of the person covered a scheduled percentage of sum covered (subject to degree of disablement), varying from 1% to 90%.

Temporary Total Disability